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The good news about ceramic tile is that in the event a piece is damaged it can be extracted and replaced without being an obvious repair.
Yes, to some extent you need to pay a little more attention to your hardwood floors than say, a ceramic floor. Proper maintenance and using the proper cleaning products will greatly add to your floor’s life. Once you get used to its care requirements, you will likely find that it is a very forgiving floor to live with.
One of the rubs against ceramic tile is that it is cold and hard. There are floor heating systems available to make your floor more comfortable to the touch, but in terms of hardness, yes, ceramic is much like hardwood in that it doesn’t have much give. If you want something that has more cushion to it, perhaps you should consider a floating floor.